Payment Options for Home Care Services
We believe home health care can transform lives, but administrative obstacles like insurance filings and reimbursement periods can create a steep barrier for many in need.
SelectCare has developed a billing system that makes accessing our care as streamlined an experience as possible.
Our full-time insurance expert serves as your personal advocate and guide throughout the insurance claims process, ensuring you receive all the coverage and benefits entitled to you through your insurance plan.
Our insurance assistance program enables us to bill and receive direct payment from your insurance provider once services begin. This means you no longer need to pay for services first and await reimbursement from your insurance provider.
SelectCare also accepts direct payment from clients, either to supplement insurance-funded care, or as the client’s primary payment method.
Read on to learn more about SelectCare’s billing policies and time-saving insurance assistance program for using your long term care insurance to pay for your home care.
Payment options include:
Long Term Care Insurance
With your permission, we can initiate a group call with your LTC provider to better understand your home care benefits and policies.
During this call, all questions that you might have about your coverage can be discussed to ensure that you can begin receiving services with confidence and peace of mind.
All invoices are sent directly to your insurance provider for payment. Clients using this service receive copies of all billing documentation and will only receive an invoice in the event their home care services exceed the insurance plan’s coverage.
This process protects a client’s personal funds and allows them to focus on leading happier, healthier lives while our team manages recurring paperwork and the insurance reimbursement process.
New to long term insurance? Learn more on our long term insurance information page.
Private Payment
If you do not have any of the above insurance plans, or request services that exceed the scope of your coverage, direct private payments are accepts from you or your designated bill payer.
We strive to make our services as accessible and user-friendly as possible. The billing team is happy to work with family members, attorneys, trustees, guardians, etc. to ensure patient accounts are kept accurate and manageable.
Medicare/Medicaid
SelectCare Home Care Services in NYC is not contracted with Medicare or Medicaid and does not accept payment from either source.
Medicare offers home health aide services on a short-term basis through certified agencies provided there is a need for intermittent skilled nursing visits.
Medicaid home care services can be accessed through the individual’s Medicaid coverage plan.
Clients can arrange additional services from us to supplement their Medicare service hours.
Communications are ongoing with your entire health care team so that there are no duplications or overlaps of service.